Landlord insurance can help protect your investment against unexpected damage,liability claims and other financial risks associated with letting a property.
Letting a property brings responsibilities and risks that standard home insurance may not cover.
Specialist landlord insurance can help protect your property, your finances and your peace of mind.
From fire and flooding to accidental damage, the right buildings insurance can help cover the cost of repairing or rebuilding your rental property.
Property owner’s liability insurance can provide financial protection if someone is injured or their property is damaged and you’re found legally responsible.
Every rental property is different. Explore the insurance options available and choose protection that reflects your property, tenants and circumstances.
Gibbs Gillespie is an introducer appointed representative of Bode Insurance Solutions. Bode provides simple to understand yet fully comprehensive landlord insurance.
Choose peace of mind with flexible landlord insurance from Bode Insurance Solutions. The is an introducer appointed representative of Bode Insurance Solutions Limited which is authorised and regulated by the Financial Conduct Authority.
We go beyond insurance. Legal fees are managed and paid with our premier service. Whether it’s a breach of an agreement or a property in disrepair, rest easy; your legal fees are covered.
Cover varies between insurers and policies, but landlords may want to consider the following types of protection.
Protect the structure of your rental property against insured risks such as fire, flooding and storm damage, helping cover the cost of repairs or rebuilding.
Protect yourself against certain compensation claims and associated legal costs if someone is injured or their property is damaged because of your legal liability as a property owner.
Protect furniture, appliances and other belongings you provide with your rental property against specified risks, subject to the terms of your policy.
Explore additional protection against deliberate damage to your property caused by tenants or other individuals, where covered by your insurance policy.
Protect the structure of your rental property against insured risks such as fire, flooding and storm damage, helping cover the cost of repairs or rebuilding.
Protect yourself against certain compensation claims and associated legal costs if someone is injured or their property is damaged because of your legal liability as a property owner.
Limited is an introducer appointed representative of Bode Insurance Solutions (company no 03101637). Registered Address: Building 1, Meadows Business Park, Blackwater, Camberley GU17 9AB.
Bode Insurance Solutions Limited are authorised and regulated by the Financial Conduct Authority (FCA) under firm reference 313541. You may check this on the Financial Services Register by visiting the FCA’s website https://register.fca.org.uk/s/ or by contacting the FCA on 0800 111 6768.
Landlord insurance isn’t generally a legal requirement, but your mortgage lender may require appropriate buildings cover. Standard home insurance may not cover a property that’s let to tenants.
Landlord insurance is designed for the risks associated with renting out a property. Depending on the policy, it may include buildings cover, property owner’s liability and additional protection specifically for landlords.
Some policies include accidental or malicious damage caused by tenants, while others offer it as optional cover. Always check the policy wording, exclusions and excesses.
Standard landlord insurance doesn’t necessarily cover rent arrears. Rent guarantee or rent protection products may be available separately, subject to eligibility, terms and conditions.
Our landlord team can discuss the types of protection you may wish to consider and help you identify the appropriate next steps.
Whether you need a valuation or want to speak to our team, we’re here to help.
